Legal English Word: Joint account

Legal English word of the week: joint. The word joint is often used in family and immigration law practice. Before providing a client with advice on division of assets, fee exemption or a spouse visa, lawyers often need to ask them if they have a joint bank account with their spouse or a partner.

Joint means involving two or more people together; belonging to or shared between two or more people.

Let’s have a look at a few examples. 

Joint bank account:

e.g. I always ask my clients if they have a joint bank account.

With a joint bank account, you share access to one account.

Joint application:

e.g. You can make a joint application if you both agree that you should get a divorce.

Joint tenants:

e.g. Sometimes lawyers act for clients taking out a lease as joint tenants.

Joint tenants have equal rights to the whole property.

Joint is pronounced  /dʒɔɪnt/ (UK).

Joint: other examples

  • jointly funded: The new project was jointly funded by the city and private investors.
  • joint effort: joint effort on occupation health and safety
  • Joint Committees: Joint Committees are committees consisting of MPs and Members of the Lords. 
  • joint claim: Couples can make a joint claim for Universal Credit.

Can you think of any other ways of using the word ‘joint’?

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